How Smart Money GPS™ Works
A strategic system combining protection, payoff efficiency, and professional guidance.
Who We Are
We’re Troy and Suz Hooper — founders of Smart Money GPS™. We're long-standing insurance professionals serving clients in Idaho, Oregon, and Washington, with financial guidance and referrals available nationwide.
We work with families, professionals, business owners, and real estate investors who value clarity, strategy, and long-term efficiency.
Why We Created Smart Money GPS™
Working with insurance clients taught us something important:
People were protecting their homes, vehicles, businesses, and investment properties — but didn’t always have a strategic way to pay off the debt tied to those assets efficiently.
Most weren’t mismanaging anything.
They simply lacked access to a smarter system.
Smart Money GPS™ was built to provide that system by combining:
• Protection
• Payoff Efficiency
• Professional Guidance
The Financial GPS: Money Max Account™
The Money Max Account™ is a nationally available financial technology platform that calculates the most efficient payoff path using real-time math and real-life numbers.
It is:
• Intelligent
• Data-driven
• Efficient
• Adaptable
• Available nationwide
And it works for:
• Mortgages
• Car loans
• Business loans
• Credit cards
• Personal loans
• Investment property debt
How Smart Money GPS™ Supports You
1. Protection Strategy
Strategic insurance guidance for homes, vehicles, income, businesses, and rental properties.
(Direct services in ID/OR/WA; referrals nationwide.)
2. Payoff Efficiency
We analyze your debt, run your numbers, and show you the most efficient payoff path with the MMA.
3. Professional Guidance
Clear explanations.
Reliable insight.
Confidence without confusion.
What You Can Expect
With Smart Money GPS™, you’ll gain:
• A clear view of your financial landscape
• A smarter way to use the money you already earn
• A payoff path powered by real math
• Guidance from people who understand insurance, leverage, protection, and long-term strategy
This approach gives you clarity, control, and financial margin — without drastic lifestyle changes.
Who Benefits Most
Smart Money GPS™ is ideal for:
• Families seeking financial margin
• Business owners improving cash flow
• Real estate investors optimizing leverage
• Professionals who want clarity and efficiency
• Anyone ready for a smarter approach to financial strategy
TS
I never thought paying off business debt could be this straightforward. The SmartMoneyGPS program not only gave me the tools but peace of mind knowing when my debt will be paid off. Thank you Troy and Suz for this amazing program.
Our bank gave us 25 years to pay off our mortgage. Thanks to Troy and Suz and the SmartMoneyGPS program, we’re on track to be completely debt-free — mortgage and all — in just 9 years!
★★★★★
★★★★★
Dean C.
San Diego CA
Cynthia and Roger A.
Caldwell ID
Reviews
What people say about
Smart Money GPS