Schedule Your FREE Debt & Cash Flow Analysis

See How Your Money Is Actually Working — and Where It Isn’t

The Smart Money GPS™ Debt & Cash Flow Analysis is a no-pressure, educational conversation designed to help you understand:

  • How your debt is currently structured

  • How time and interest are affecting cash flow

  • Where inefficiencies quietly exist

  • What options you actually have moving forward

This is not a sales call.
It’s not a pitch.
And it’s not about revisiting past decisions.

It’s about clarity — from today forward.

WHO THIS IS FOR

Who Benefits Most From This Analysis

This analysis is helpful for:

  • Business owners managing loans, lines of credit, or growth-related debt

  • Homeowners and families juggling mortgages, credit cards, or auto loans

  • Professionals who earn income but feel cash flow should be better

  • Investors using leverage and wanting it positioned more efficiently

  • Anyone who feels they’re “doing everything right” — but not getting ahead

If you want to understand how your money is moving (not just how much you earn), this analysis is for you.

WHAT WE NEED (AND WHAT WE DON’T)

What We’ll Ask For

To prepare your analysis, we’ll ask only for:

  • Income (personal and/or business)

  • Monthly expenses

  • Loan balances and interest rates

That’s it.

What We Do Not Collect

We do not request:

  • Social Security numbers

  • Bank login credentials

  • Credit reports

  • Private account access

WHAT THIS ANALYSIS SHOWS YOU

What You’ll Walk Away With

Your Debt & Cash Flow Analysis provides a clear, forward-looking snapshot of your financial structure, including:

  • How interest is impacting your cash flow over time

  • Where inefficiencies exist in your current setup

  • How changes in structure affect payoff timelines

  • How discretionary income could be used more intentionally

  • What your best next move looks like — without guessing

This isn’t about promises or pressure.
It’s about understanding your options.

HOW THIS DIFFERS FROM TYPICAL “FINANCIAL REVIEWS”

Most financial conversations focus on:

  • Products

  • Rates

  • Payments

  • Budgets

Our analysis focuses on:

  • Cash flow

  • Time

  • Structure

  • Protection

  • Decision clarity

We don’t tell you what to do.
We show you what changes the outcome.

WHAT HAPPENS AFTER YOU SCHEDULE

What to Expect

  1. Schedule your analysis using the form below

  2. We’ll send a simple worksheet to gather loan details

  3. You’ll receive a short overview video explaining what to expect

  4. We review your numbers and walk through the results together

  5. You leave with clarity — whether you choose to move forward or not

There is no obligation to use any tools or services.

WHERE TOOLS MAY COME IN

For those who want more structure and follow-through, we may show how forward-looking systems — such as the Money Max Account™ — help people:

  • Remove guesswork

  • Replace discipline with guardrails

  • Adjust as life and business change

But tools are always optional.
Understanding comes first.

OUR COMMITMENT TO YOU

Our Approach to This Conversation

At Smart Money GPS™, we approach every analysis to be:

  • Simple — no jargon or overwhelm

  • Clear — you understand what you’re seeing

  • Educational — no pressure or selling

  • Empowering — you leave knowing what’s possible

We guide the conversation the same way a GPS guides a route:
showing where you are, what paths exist, and what changes the destination.

Schedule Your Free Debt & Cash Flow Analysis

If you’re ready to understand:

  • How your debt is structured

  • How cash flow could improve

  • What’s actually holding you back

  • And what your next best move may be

👉 Schedule Your Free Analysis


What Happens After You Schedule

  1. Complete the short scheduling form

  2. We’ll send you a simple worksheet to help gather your loan details

  3. You’ll receive a short overview video explaining what to expect

  4. We review your numbers and walk through the results together

You’ll leave the conversation with a clearer understanding of your situation — whether you choose to move forward or not.

Our Approach

At Smart Money GPS™, our goal is to make this process:

  • Simple

  • Clear

  • Educational

  • Empowering

We guide you through the numbers the same way a GPS guides a route — showing what’s happening, what’s possible, and what changes the outcome.