Meet Troy & Suz Hooper

Troy and Suz Hooper are the founders of Smart Money GPS™ and long-standing insurance professionals serving clients throughout Idaho, Oregon, and Washington.

Over the years, they noticed something consistent across homeowners, families, and business owners alike:

People were doing everything “right” — earning income, paying bills, owning homes and businesses — yet still felt stuck.

Not because of poor choices.
But because no one had shown them how to manage debt, cash flow, and protection together.

So they stopped trusting memory, emotions, and timing —
and built guardrails instead.

Smart Money GPS™ was created to help people move forward with clarity, structure, and confidence — replacing reactive money decisions with intentional strategy.

What Smart Money GPS™ Believes

Debt isn’t the enemy.
And discipline isn’t the solution.

Most financial stress comes from:

• Debt that lingers longer than it should

• Cash flow that quietly leaks over time

• Decisions made reactively instead of strategically

• Progress that isn’t properly protected

Unmanaged time — not debt itself — is what makes borrowing expensive.

Smart Money GPS™ helps people replace guesswork with clarity
and intention with follow-through.

Why People Choose Smart Money GPS™

Most people aren’t struggling because they lack income or discipline.

They’re often losing time, money, and opportunity due to:

• Interest-heavy debt structures
• Inefficient payoff sequencing
• Outdated or fragmented financial strategies

Smart Money GPS™ replaces guesswork with a proven, math-driven system that optimizes how debt is structured and paid down — using the income you already earn, without relying on restrictive budgets or lifestyle changes.

What We Do

Smart Money GPS™ coordinates three essential components into one intentional framework:

1. Strategic Protection

We help ensure that what you’re paying on and paying down is properly protected — not as an afterthought, but as part of the strategy.

Insurance guidance includes:

• Home & Auto

• Life & Income Protection

• Commercial & Business Coverage

• Investment & Property Risk

Progress without protection is fragile.
We help make it durable.

2. Financial GPS Technology

(Powered by the Money Max Account™)

A forward-looking system that helps individuals, families, and business owners:

• Optimize debt sequencing

• Compress how long interest exists

• Improve cash flow using math — not willpower

• Assign discretionary income intentionally

• Prevent leaving money on the table

This system works across mortgages, credit cards, vehicles loans, student loans, business debt, and more.

The MMA doesn’t look backward.
It recalculates the best next move — from today forward.

3. Professional Guidance

Technology without guidance creates confusion.

We provide:

• Clear explanations without jargon

• Strategic insight to interpret the numbers

• Ongoing support as life and business evolve

We don’t just show the math —
we help you apply it intentionally.

Who We Serve

Smart Money GPS™ works with people who value clarity, structure, and forward progress:

• Business Owners focused on cash-flow efficiency and responsible leverage

• Families & Individuals seeking breathing room and direction

• Real Estate Investors who understand leverage and want it positioned wisely

• Professionals who value precision over emotion

• Anyone ready to move from debt stress to debt strategy

Different lives.
Same financial mechanics.

Why People Choose Smart Money GPS™
Most people don’t need another budget or set of rules.

They need:

• A system that adapts to real life

• A way to shorten the life of interest

• Confidence their progress is protected

• Clarity around what to do next

Smart Money GPS™ replaces fragmented advice with a coordinated, math-driven approach — using the income you already earn, without restrictive lifestyle changes.

Get Your Free Debt & Cash Flow Analysis

If you want clarity around:

• How your debt is currently structured

• Where cash flow is being lost

• How time and interest can be reduced

• What your best next move is

"Knowledge isn't power; it's potential power.
Execution trumps knowledge any day of the week"

-Tony Robbins

Cash flow reveals what income alone never shows.

How we help

Protect what matters.
Eliminate debt fast.

Farmers Insurance

Licensed in Idaho, Oregon and Washington. We are a multiline agency helping protect your home, auto, life and commercial needs.

Money Max Account

This is an award winning program with proven financial technology. No gimmick, just real math with a GPS method for maximizing debt elimination.